PrivateMoneyFinancing.com offers a unique and dedicated approach to providing alternative financing for residential investment, multi-family, mixed-use, and commercial properties. Our asset-based mortgage solutions cater to borrowers who may find it challenging to qualify for traditional loans.
One of the key features of our program is our flexibility in lending, with a focus on short-term and long-term fixed-rate loans. What sets us apart is our ability to qualify borrowers without the need for tax returns or business/personal income verification.
- Properties with 1-4 units for investment purposes, with no Debt Service Coverage Ratio (DSCR) calculated
- Single-family homes and 1-4 unit properties zoned for residential use, including Adult living facilities, Medical facilities, Offices, Retail spaces, and Light Industrial properties
- Multi-family properties with 5 or more units, as well as Mixed-Use properties
- Commercial properties such as Retail spaces, Offices, Warehouses, Manufacturing facilities, Industrial properties, Automotive facilities, Self-Storage units, Daycare centers, and properties for special purposes
- Up to 80% financing available for As-Is purchases or refinancing, with no limit on cash-out
- Eligibility for up to 90% Combined Loan to Value with seller carry-back financing for all property types
- Bridge to Permanent financing with terms ranging from 1 to 30 years, offering options for Interest Only or Fully Amortized loans
- Rehabilitation program providing 100% financing for improvements, with up to 85% Loan to Cost
- No minimum credit score required for qualification
Whether you are looking for acquisition or refinance options, we offer both recourse and non-recourse loans with amounts up to $20 million. We cater to a wide range of property types, including 1-4 unit investment properties, single-family homes with commercial zoning, multi-family units, and various commercial properties such as retail, office, warehouse, and more.
With loan-to-value ratios of up to 80% and the option for seller carry-back financing, we provide flexibility and support for investors and owner users. We also offer a bridge to permanent financing with terms ranging from 1-30 years, including interest-only and fully amortized options.
Additionally, our rehab program allows for financing of up to 100% of improvement costs, with up to 85% loan-to-cost ratios. What’s more, we do not have a minimum credit score requirement, making them an accessible option for a wide range of borrowers.
PrivateMoneyFinancing.com stands out as a reliable and innovative financing solution for business owners and real estate investors looking for alternative lending options. Contact us for a free consultation.
