Rental Loans

When it comes to qualifying for a mortgage on an investment property, things can get complicated, especially for borrowers with multiple properties. The DSCR (Investor Cash Flow) option simplifies the process by only taking into account the rental income from the property in question compared to the PITIA payment.

  • Investment Property Only
  • Loan Amounts up to $2 million
  • Property Types: 1-4 Family, Condo
  • Unlimited Cash Available
  • Debt Service Coverage Ratio of .75
  • No Income or Employment Required on 1003
  • Market Rent Value at 100%
  • Title can be in Personal Name or LLC with no adjustments
  • First Time Buyer or Investor Welcome
  • Up to 80% Loan-to-Value
  • Gift Funds Allowed

Contact us now and we’ll give you access to our top-notch tools that can assist you in spotting opportunities, gaining a deeper insight into preferred borrower rental property financing, and explaining the ins and outs of using Debt Service Coverage Ratio (DSCR) loan program.